Community and regional banks are under growing pressure to modernize lending experiences without rebuilding their infrastructure from scratch. That challenge is driving new partnerships between fintech providers focused on different parts of the lending stack.
This week, Jifiti and Peach Finance announced a strategic partnership aimed at helping U.S. community and regional banks launch and manage digital lending programs more efficiently.
The collaboration combines Jifiti’s loan origination and embedded lending technology with Peach Finance’s servicing infrastructure, creating a system designed to cover the entire lending lifecycle — from onboarding and underwriting to repayment and compliance management.
The companies say the partnership is intended to give banks faster deployment timelines while allowing them to maintain control over customer relationships and regulatory processes.
“Banks today need to move quickly to give customers the financing experience they’ve come to expect — instant access at their moment of need, digital experiences, automated repayments,” commented Yaacov Martin, CEO at Jifiti. “Our partnership with Peach Finance enables us to deliver a compliant, end-to-end solution — combining intelligent origination with a powerful servicing backbone.”
Rather than offering an all-in-one replacement platform, the companies are positioning the solution as a modular infrastructure layer. Jifiti handles white-labeled onboarding, loan applications, underwriting orchestration, and integrations with merchants or digital channels, while Peach Finance manages servicing operations, including repayment workflows, reporting, and compliance.
A modular approach to modern bank lending
According to the companies, the two firms have already been working together with banks looking to introduce new credit products and modernize legacy lending operations.
“This partnership reflects how modern lending infrastructure should be built — modular, API-driven, and designed for the full lifecycle,” said Eddie Oistacher, CEO at Peach Finance. “Together with Jifiti, we’re enabling banks to launch faster, operate more efficiently, and scale with confidence.”
The announcement comes as regional and community banks increasingly compete with digital-first lenders that have raised consumer expectations around speed, accessibility, and seamless financing experiences. For many smaller financial institutions, partnerships like these are becoming a faster path to modernization than building internally.
